T1

Roofing Business Plan

A fill-in-the-blanks plan for a small roofing company: who you serve, what you offer, how you price a square, and what you do in your first 90 days.

How to use this page: Print it or copy it into a notebook. Fill in every blank line (______). It should take one evening. Every dollar figure on this page is an EXAMPLE to show the math. Replace each one with your own costs and your own local prices.

1. Who you serve

Roofing work comes in four kinds. Each one has different buyers, a different sales cycle, and a different way to find you. Pick the one or two you want most. A plan that chases every kind of roof usually does none of them well.

Kind of workBuyers to start with
Residential re-roof (full replacements on homes)Homeowners with roofs 15 to 25 years old, people selling or buying a home, realtors, home inspectors
Storm and hail restoration (insurance-claim work)Homeowners with a claim after hail or wind. Insurance adjusters and agents are part of every job.
Commercial and flat roofs (TPO, EPDM, metal, modified bitumen, coatings)Property managers, building owners, HOAs, churches, schools, small-business owners
Repair and maintenance (leaks, flashing, missing shingles, gutters, inspections)Landlords, property managers, older homeowners, realtors fixing a roof before a sale

My main kind of work: ______________________ Second kind: ______________________

My top three buyer groups: 1. ______________ 2. ______________ 3. ______________

Towns and zip codes I will work in: ______________________

How many crews I run now: ______ Squares a crew can install in a day: ______

2. What you offer

Write a short menu of services you can do well and quote fast. A clear menu makes it easier for a buyer to say yes, and easier for you to say no to work that does not fit.

Kind of workServices to consider
Residential re-roofTear-off and replace, decking repair, new drip edge, ice and water shield in valleys and eaves, underlayment, ridge vent and attic ventilation, flashing, gutter replacement, skylight work
Storm and hail restorationFree damage inspection with photos, emergency tarping, meeting the adjuster on the roof, full or partial replacement, gutters, siding and window screens if you do them
Commercial and flatTPO and EPDM replacement, roof coatings, metal roof repair, modified bitumen, drain and scupper work, roof surveys, repair contracts
Repair and maintenanceLeak finding and repair, flashing and boot replacement, shingle replacement, gutter cleaning and repair, yearly inspections, pre-sale roof letters, maintenance plans

My main services:

1. ______________________ Starting price: $______

2. ______________________ Starting price: $______

3. ______________________ Starting price: $______

Work I will NOT take on right now: ______________________

Shingle and material lines I install: ______________________

3. How to price a job per square

Roofs are measured in squares. One square covers 100 square feet of roof. Price every part of the job every time, even on small jobs.

  1. Materials per square. Shingles or membrane, underlayment, ice and water shield, drip edge, starter, ridge cap, vents, flashing, nails. Add a waste allowance for cuts, hips, and valleys.
  2. Labor per square. What you pay your crew to tear off and install one square, including payroll costs. Steep or high roofs take longer.
  3. Tear-off and disposal. Dumpster, dump fees, and the extra time for each layer you remove.
  4. Job costs. Permit, extra decking you replace, equipment, and the drive to the job.
  5. Overhead and margin. Your insurance, trucks, office, and sales time, plus profit so the company can grow.

The formula

Cost per square = Materials + Labor + Tear-off and disposal Job cost = (Cost per square x Number of squares) + Permit + Decking + Other job costs Price = Job cost x (1 + Overhead and margin) Number of squares = Roof area in square feet / 100 (plus your waste allowance)

Worked example (EXAMPLE numbers only, replace with yours)

A 25-square asphalt shingle re-roof, one layer off, walkable pitch.

LineExample mathExample amount
Materials25 squares x $150 per square (example), waste included$3,750
Labor25 squares x $90 per square (example)$2,250
Tear-off and disposal25 squares x $30 per square (example), dumpster included$750
PermitExample local permit fee$150
Decking allowanceExample: 4 sheets x $60 per sheet installed$240
Job cost subtotal$3,750 + $2,250 + $750 + $150 + $240$7,140
Overhead and marginExample 35%: $7,140 x 1.35$9,639
Quoted priceRounded to a clean number$9,650
These are not suggested prices. Material costs, labor rates, permit fees, and what buyers pay change by town, by season, and by supplier. Get your own supplier quotes and check what your market pays before you set your numbers.

Fill in your rates

My materials cost per square: $______ (for my most common shingle or membrane)

My labor cost per square: $______ Steep or two-story add: $______ per square

My tear-off and disposal per square, per layer: $______

My price per sheet of decking replaced: $______

My overhead and margin: ______% My waste allowance: ______%

Tip for repair work: Price repairs with a trip charge plus time and materials, or a set price for common fixes like a pipe boot or a few shingles. Write down your minimum repair charge so small calls still pay.
Tip for storm work: The insurance company writes its own estimate. Your job is to document the damage clearly, meet the adjuster, and install the roof to code. Keep your own cost math anyway, so you know which jobs make money.

4. Deposits, change orders, and the rules

Write your terms down and put them in every contract so nobody is surprised.

Deposit: ______% when the contract is signed (check your state's rules on deposits)

Final payment due: ______________________

Decking replacement: $______ per sheet, only with photos shown to the owner

Workmanship warranty I offer: ______ years, in writing

How I handle change orders: written and signed before extra work starts

How to say it to a homeowner

"Once we tear off, we'll check every sheet of decking. If any are soft or rotten, we'll send you photos before we replace them. Each sheet is [amount], and it's written right here in the contract, so there are no surprises."
Mistakes to avoid
Never offer to waive, pay, or "eat" an insurance deductible, or give a rebate that covers it. In many states that is illegal.
Do not negotiate a claim for the homeowner unless you are licensed as a public adjuster in that state. You can document damage and meet the adjuster.
Be registered or licensed as your state requires, pull permits, and carry the insurance your state requires.
Only use a shingle maker's name, badge, or certification if you actually hold it.

5. Sales plan: go after repeat buyers

A homeowner may need a new roof once in twenty years. These buyers call again and again. Pick two to work on first.

Repeat buyerWhat they needWhen they need itFirst move
RealtorsRoof inspections, condition letters, repairs before closingEvery listing and every buyer's inspectionDrop by the office with a sample condition letter (see G2)
Home inspectorsA roofer to refer when they flag a roofEvery weekCall and offer fast, honest second looks with photos
Property managers and landlordsRepairs, yearly inspections, maintenance plans, replacementsAll year, and after every stormOffer one free inspection of a building they manage
HOAsClubhouse and common roofs, advice for homeownersBudget season and after stormsAsk to speak for five minutes at a meeting
Churches and schoolsFlat and metal roof repair, coatings, surveysBefore budget votes and summer breakAsk who handles buildings and offer a roof survey
Insurance agentsA roofer they can name when clients call after a stormStorm seasonVisit and leave a card and a sample photo report

Script: first contact with a repeat buyer

"Hi, I'm [name] with [company name], a local roofing company in [town]. We do [re-roofs / repairs / flat roofs / inspections] for [property managers / realtors / churches] like you. I'm not here to sell anything today. I'd like to be the roofer you can call when something comes up. Can I leave a sample photo report so you can see how we write things up?"

Follow-up email template

Subject: [Company name] roof inspections for [their organization] Hi [name], Thanks for talking with me [today / on Tuesday]. Here is how we can help: - Roof inspection with photos and a written report - Repairs: leaks, flashing, missing shingles, gutters - Full replacements with a written estimate We are licensed and insured in [state]. Call or text me any time at [phone]. [Your name] [Company name] | [phone] | [website]

6. 90-day launch plan

WhenFocusTasks
Week 1–2Get set upFill in this plan. Set your per-square costs and minimums. Check your license, insurance, and permit process. Claim your Google Business Profile (see C1). Set up a Facebook page. Gather photos of your best past roofs.
Week 3–4Get seenStart posting (see T2). Put up yard signs on every job, with permission. Deliver neighbor notes around each job (see G1). Tell past customers you are booking.
Week 5–6First repeat buyerPick one repeat-buyer group. Visit or call five of them. Send the follow-up email the same day.
Week 7–8Online and reviewsSet up online booking or a quote form (see C4 and C5). Ask every finished customer for a review (see C6).
Week 9–10Second repeat buyerPick a second group. Contact five more. Plan for the next season: storms, fall leaks, or winter ice (see C8).
Week 11–12Review and adjustLook at your weekly numbers. Which kind of work paid best per crew day? Where did your jobs come from? Raise prices on anything that keeps you booked too far out.
Week 13Plan the next 90 daysWrite down what worked and what did not. Set goals for the next quarter. Decide if you need another crew, a second truck, or a new service.

7. Numbers to track every week

Pick one day a week, such as Friday afternoon, and fill in this table. It takes about ten minutes. Over time it shows you what is working.

NumberWhy it mattersThis week
Inspections doneShows how many people are asking______
Estimates sentYour pipeline of possible jobs______
Contracts signedCompare to estimates to see how often people say yes______
Squares installedShows how busy your crews are______
Sales dollars signed / collectedMoney promised and money in the door$______ / $______
Jobs by kind (re-roof, storm, commercial, repair)Shows which kind of work you are really doing____ / ____ / ____ / ____
Where each job came fromTells you which place to spend time on______
Reviews receivedBuilds trust with new buyers______
Posts madeKeeps you honest about staying visible______
Ask every caller, "How did you hear about us?" and write the answer on the job sheet. That one question is how you fill in "where each job came from."

8. One-page summary

Fill this in last. Keep it in the truck.

Company name: ______________________ Area served: ______________

Main kind of work: ______________________ Second kind: ______________

License number and state: ______________ Insurance carrier: ______________

Top three services and starting prices: ______________________________

Materials / labor / tear-off per square: $______ / $______ / $______ Margin: ______%

Minimum repair charge: $______ Deposit: ______%

Two repeat-buyer groups I am going after: 1. ______________ 2. ______________

Where I post and list: ______________________________

Weekly sales goal (my own target): $______

Date written: ______ Date I will review this plan: ______

Want Annie's to do this for you? Annie's can turn your plan into a website with your service menu, an inspection booking page, and a quote form, and set up simple tracking so your weekly numbers are easy to fill in.